Additional Insurance
Enhance Your Protection with Additional Coverage
While standard insurance policies provide essential protection, additional insurance options can help you close the gaps and safeguard what matters most. From umbrella insurance that offers extra liability protection to specialized policies for high-value items, travel, or identity theft, these add-ons provide peace of mind in life’s unpredictable moments. Whether you're an individual or a business, expanding your coverage ensures you're prepared for the unexpected without compromising your financial stability.
Types Of Additional Insurance
Expand your peace of mind with additional insurance options designed to protect the gaps your standard policies may miss.
Umbrella
Life
Travel
Overseas
Identity Protection
Pet
Mobile Device Protection
Jewelry
Event
Bicycle
What is Additional Insurance?
Standard insurance is important, but additional insurance takes your coverage to the next level. Think of it as a safety net that fills in the gaps, providing extra layers of security where basic policies fall short. Whether it's umbrella insurance for higher liability limits, specialized coverage for expensive equipment, or policies for things like travel disruptions or cyber protection, these add-ons give you the comprehensive protection you need in an unpredictable world. With additional insurance, you can feel confident knowing that you’re covered, no matter the situation, without risking your financial future. Protect more than just the basics—secure your peace of mind today.
-
Umbrella – Extra liability coverage.
-
High-Value Items – Added protection for jewelry, art, and collectibles.
-
Travel Security – Insurance for cancellations, delays, and emergencies.
-
Identity Protection – Helps recover from identity theft and fraud.
-
Pet Insurance Add-On – Coverage for unexpected veterinary expenses.
Go Beyond the Basics
Life doesn’t always go according to plan—our extended insurance options fill in the gaps to protect your most valuable assets, giving you peace of mind when it matters most.
Get A Quote
Give us a call or fill in the form below and we will contact you. We endeavor to answer all inquiries within 24 hours on business days.
Frequently asked questions
Additional insurance refers to extra coverage options that extend beyond standard policies, such as umbrella liability, identity theft protection, or coverage for high-value personal items.
It depends on your situation. If you have significant assets, travel often, or own high-value items, additional insurance can provide essential protection against gaps in coverage.
Common types include umbrella insurance, personal article floaters, identity theft protection, travel insurance, and pet insurance.
Umbrella insurance adds an extra layer of liability protection on top of your auto, home, or renters insurance, in case a claim exceeds your primary policy limits.
Most home or renters policies have limited coverage for high-value items. A personal article policy can ensure full protection.
Yes, specialized endorsements or business riders can extend coverage to business equipment used in your residence.
Costs vary based on the type of coverage, value of the items being insured, and your personal risk profile. Many options are surprisingly affordable.
In many cases, you can add endorsements or riders to your current policy without needing to purchase a separate policy.
Yes, umbrella policies and supplemental endorsements can protect against exclusions or claims that exceed your regular policy limits.
A licensed insurance agent can evaluate your current coverage and lifestyle to recommend the right add-ons to ensure complete protection.